• DO YOU NEED A
    LOAN?
    We provide first mortgage loan financing
    Get Started Now!
  • We fund on the
    REAL VALUE
    of the
    PROPERTY
    rather than the borrower’s ability to repay
    Get Started Now!

Get your loan processed in as little as  one-week

Our Process is QuickTransparentStress-Free

Follow the 4 easy steps below and get your loan approved

Apply
Get Pre-Approved
Send Documents
Receive Loan

Lending Services

Real Value Loans is an asset-based lender. We help mortgage brokers, realtors and investors purchase or refinance non-owner occupied residential properties. We service a portfolio comprised primarily of short-term, first mortgage bridge loans located in California and control the lending process, which means fast answers and quick closings.

We lend to borrowers with a complicated credit history and aim to fund in ONE week. Good credit or consistent income is not a major consideration in our mortgage lending decisions and credit issues do not deter us. We underwrite and perform our own appraisals, making the process fast.

We believe that every borrower deserves an alternative to the difficult lending standards that many of the big banks and institutional lenders have.

We are a direct lender and because we control the process from start to finish we can close deals in as little as one week.

Our goals are as follows:

  • Provide quick, transparent and stress free closings to help your borrowers execute their business plans or realize their goals of owning investment real estate without the complications of conventional funding
  • Help facilitate opportunistic acquisitions by real estate professionals that require creative structuring and a faster turnaround time than banks can provide, enabling them to act swiftly when compelling opportunities present themselves.
  • Enable the buyer to close rapidly, execute on their business plans and then either sell the property or refinance at a later time with long-term, conventional bank financing.

We have direct capital and provide a simple funding source for your Non-Owner Occupied lending needs. We fully control the lending process from start to finish allowing for very quick and stress-free closings.

Most loans are introduced to Real Value by our valuable network of mortgage brokers. Brokers are always protected. We always welcome the opportunity to expand our network of commercial mortgage brokers, so call or email us with your bridge loan opportunities

Initial Documentation Checklist:

  • Broker Submission Form
  • 1003 - Loan Application Form
  • Photocopy of Valid ID
  • LLC/Corp/Trust Docs (if applicable)
  • Purchase Contract (If purchase)
  • Mortgage Statement (If refinance)
  • Lease Agreement (If leased)
  • 3 Months Bank Statements
  • Declaration of Non-Owner Occupancy
  • Letter of Experience & Business Purpose Explanation

We have direct capital and provide a simple funding source for your non-owner occupied non-conforming mortgage

Let us help your clients achieve their goals of

  • Fixing & Flipping
  • Buying & Holding
  • Cashing Out
  • Refinancing

Collateral

First Title Trust deed

Interest Rates

Starting at 8.99%

Loan to Value

Less than 85%

Note Size

$250,000 - $25,000,000

Term

12 to 48 months

Interest Guarantee

6 months

Origination Fee

Starting at 1 point

Targeted Locations

Major MSA's in California

Guaranty

Most loans are structured with full recourse.

Payment Reserve

Structured depending on nature of loan and financial strength of borrower

Our preference is to provide senior debt on cash-flowing properties, or properties that will or can readily become cash flowing. Your borrower should have a viable business plan and exit strategy along with relevant experience, net worth and liquidity.

Property types:

  • Single Family Residences
  • Condos
  • Multi-Family Residences
  • Apartment Buildings
  • Mixed-use Properties
  • Acquisition of performing or defaulted notes

Investors

Become a qualified investor. Call (855) 889-Real or email info@realvalueloans.com to discuss the requirements that apply and how you can qualify.

What Our Clients Say About Us

About Us

REAL VALUE LOANS lends capital secured by first title trust deeds. We’re an asset-based lender, which means we fund on the real value of the collateral property rather than the borrower’s ability to repay. Our goal is to provide quick, transparent and stress free closings to help your borrowers execute their business plans or realize their goals of owning investment real estate without the complications of conventional funding.

Get in Touch With Us

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Get in Touch

Stress-free Real Estate Based Borrowing. Placing YOU First.


The Office

  •  Address: 1880 Century Park East, #200, Los Angeles, CA 90067, USA
  •   Phone: (855) 889-REAL
  •  Email: info@realvalueloans.com

Business Hours

  • Monday - 8am to 6pm
  • Tuesday - 8am to 6pm
  • Wednesday - 8am to 6pm
  • Thursday - 8am to 6pm
  • Friday - 8am to 6pm
  • Saturday - 9am to 2pm
  • Sunday - 8am to 6pm